Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Older Workers and IRAs
There are no age restrictions on IRA contributions. But does it make sense for older workers to make contributions as they near retirement? Here are three points to consider.
IRA Contribution Rules
What's the maximum IRA contribution? Are IRA contributions tax deductible? What if you contribute too much? Get answers to these questions and others before you open an account.
Is an IRA Right for You?
IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future.
What Is an IRA?
Looking for a tax-smart way to save for your future? Find out what an IRA is, what it offers, and how the three main types differ.
Retirement Health Care Costs
Four tips for managing health care costs in retirement.
Investing Strategies
Perspective: Market v. Economy
Strong U.S. economic data has spurred a strong rise in Treasury yields but a tepid response in the stock market. Uncertainty likely will continue in coming months.
Yields Down, Stocks Climb
The continued retreat from 14-month high Treasury yields gave stocks an early lift ahead of a long weekend and Monday's inauguration. Housing data exceeded expectations.
Looking to the Futures
Natural gas has retreated from a two-year high reached on Sunday but remains elevated compared to recent levels.
LA Fires: Muni Bond Risk
The wildfires may affect some municipal bond issuers in the devastated areas, but the impact to other California bonds or to the broader muni market is likely limited.
Markets & Economy
Stock Sector Outlook
Our outlook on the 11 S&P 500 equity sectors.
Perspective: Market v. Economy
Strong U.S. economic data has spurred a strong rise in Treasury yields but a tepid response in the stock market. Uncertainty likely will continue in coming months.
Yields Down, Stocks Climb
The continued retreat from 14-month high Treasury yields gave stocks an early lift ahead of a long weekend and Monday's inauguration. Housing data exceeded expectations.
Personal Finance & Planning
Perspective: Market v. Economy
Strong U.S. economic data has spurred a strong rise in Treasury yields but a tepid response in the stock market. Uncertainty likely will continue in coming months.
Stock Sector Outlook
Our outlook on the 11 S&P 500 equity sectors.
Yields Down, Stocks Climb
The continued retreat from 14-month high Treasury yields gave stocks an early lift ahead of a long weekend and Monday's inauguration. Housing data exceeded expectations.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.