Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
3 Retirement Income Mistakes
Avoiding simple mistakes can extend the life of your portfolio. Here are three common mistakes retirees make with their retirement income.
7 Ways Women Can Build Wealth
Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.
Retirement
Volatility in Retirement
Don’t have a cash reserve? Here are some ways to adjust your spending and withdrawals to help ease the burden on your portfolio.
IRA Rules: 8 Things to Know
Knowing about different IRA rules can help you make better decisions about which type of retirement account best suits your situation.
401(k) Tax Deductions
You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.
Retirement
401(k) Tax Deductions
You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.
Taxes in Retirement
As you approach and enter your golden years, calculating your tax obligations could be tricky.
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
Retirement
Contribution Limits for 2025
Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.
Beware Medicare Scammers
Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.
4 Social Security Questions
When and how to take Social Security comes down to more than just your age. Here, two Schwab experts answer common questions to help you decide.
Retirement
Catch-Up Provisions
SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k).
Your Retirement Portfolio
As your goals change, so will your portfolio. But you need to strike the right balance.
Retirement Income Challenges
Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.