Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Understanding Mortgage Rates
Why aren't mortgage rates falling more quickly? Learn how different interest rates work and the various factors that impact the interest rates we pay on mortgages.
3 Ways to Pass Down a Home
The pros and cons of different methods for leaving a home to your heirs.
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
How to Maximize Travel Points
The Points Guy shares tips for making the most of your travel perks.
Moves for a Bad Market
Certain moves could make more sense during a bad market than during a good one. Here are six.
Personal Finance & Planning
Education Savings Accounts
You have a variety of choices when it comes to saving for your child's education: 529 plans, Coverdell ESAs, and custodial accounts. Let's review your choices.
1031 Exchanges and Taxes
A 1031 exchange can help you defer capital gains taxes on an investment property by investing sale proceeds into another property.
7 Ways Women Can Build Wealth
Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.
Personal Finance & Planning
Help Heirs Pay for College
Superfunding a 529 or making direct tuition payments to a university can offer tax advantages, but the key to any strategy is planning.
What Is Financial Literacy?
Financial literacy simply means understanding the basics of money management to help you make better financial choices. Here's help to get you started.
First-time Homeowner Tips
Buying your first home can be exciting, but make sure you're prepared for all of the financial ramifications.
Personal Finance & Planning
How to Choose a Charity
There are many ways to give back. Start by understanding the differences between nonprofit and not-for-profit organizations, and then do your research to be sure your money will be used for maximum impact.
Costly College-Saving Mistakes
A 529 college savings plan offers many advantages, but it can come with some potential pitfalls. Here are five mistakes to avoid.
Life Events and Taxes
Life's major milestones can have implications for your taxes. Here are tips to help get ahead of them.
Personal Finance & Planning
What Is FDIC Insurance?
When it comes to protecting your money, it's smart to know the basics of FDIC insurance and how to maximize your coverage.
Upstream Gifting & Estate Taxes
Gifting assets to older rather than younger generations may offer multiple advantages.
Blended-Family Estate Planning
Estate planning for a blended family has special considerations. Here's how to help ensure your assets go to your intended beneficiaries without causing discord.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.