Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Contribution Limits for 2025
Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.
Beware Medicare Scammers
Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.
Paying for Long-Term Care
The cost of long-term care is significant—and something most retirees will face. Here's what to consider when deciding between self-funding or purchasing long-term care insurance.
Upstream Gifting & Estate Taxes
Gifting assets to older rather than younger generations may offer multiple advantages.
Blended-Family Estate Planning
Estate planning for a blended family has special considerations. Here's how to help ensure your assets go to your intended beneficiaries without causing discord.
Personal Finance & Planning
Financial Meetings for Couples
Coming together as a couple for an annual financial meeting can help ensure you're on the same page. Consider these five tips for a successful and productive meeting.
Where to Stash Your Cash
If you want to make the most of your cash, you have a lot of choices. But it pays to choose carefully.
Your Retirement Income Plan
With some planning, it's possible to turn your retirement savings into a monthly paycheck.
Personal Finance & Planning
How to Raise a Young Investor
How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.
Writing a Legacy Love Letter
Crafting a letter to your loved ones that contains your estate-planning information, plus additional rationale for your choices, can help ease their burden when you pass.
Depreciation Recapture & Taxes
Claiming depreciation on income property can offer a break on your tax bill. But when it's time to sell, depreciation recapture could complicate your tax situation.
Personal Finance & Planning
Money and Moving in Together
Moving in with your romantic partner to save money? Here are three things to talk about before you share an address.
Life Insurance and Your Estate
Adding life insurance to your estate plan can help give your heirs flexibility in the future.
Wedding Guest Sticker Shock?
With the cost of clothes, gifts, and travel, being a wedding guest could blow your budget. It doesn't have to. Here's how to enjoy the party and help avoid the financial pain.
Personal Finance & Planning
College Custodial Accounts
Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.
Take the No-Spend Challenge
The no-spend challenge has gone viral with Millennials and Gen Z, but it could work for anyone who wants to take control of their money. Consider trying it for 30 days.
Storing Estate Documents
Keeping up-to-date records of important documents in an accessible place is essential to effective estate planning.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.